Department Description

Department Description
When making your application for the Graduate Programme we ask you to select a first and second preference for the business and function you wish to work in. It can be a difficult decision choosing where to start your career and we encourage you to take time to think through your interests, aspirations, and the areas that really make you tick. Clicking on the areas to the right will give you a description of each of the businesses and functions we are recruiting for to help you decide which suits you best.
Consumer Banking
If you believe that every customer is a brand new opportunity to build a relationship, then a career in Consumer Banking could be for you.
The Consumer Bank provides personal financial solutions relevant to our customers’ needs at different stages of their lives, through our network of about 460 branches in more than 50 countries. We provide an extensive range of financial and investment services - from current accounts and credit cards to mortgages and unit trusts. Our Priority Banking also provides customers specialist services, which offer the highest level of personalised banking to match our high net worth customers’ unique status. Our International Banking team also offers a complete and versatile offshore banking solution from Dubai, Hong Kong, Jersey, London and Singapore.
As well as the core programmes that all Graduate Associates experience, your two-year development plan will include access to a well-structured rotational programme, providing exposure to the Operations and Risk functions as well as spending the majority of your time in a Sales and/or Marketing role. If you are highly performance driven, and deliver on the challenges you face, you will enjoy an accelerated path to senior management roles.
The Consumer Bank provides stimulating and varied experiences so if you have the motivation and passion to succeed, not afraid to think outside the box and have the ability to make a positive impact on our customer ……. we invite you to embark on a career that will leave a lasting impression.
Wholesale Banking
If you think you would enjoy interacting with customers, identifying their needs and delivering solutions that make a tangible difference to their business then a career in Wholesale Banking could be for you.
The Wholesale Banking business is made up of Client Relationships and Global Markets.
As a global player, our Client Relationships business provides a unique service to companies and organisations in some of the world''s most dynamic economies, supporting cross-border trade and investment with tailored products and services. We deal with major multi-nationals, and large local companies and at the heart of our business is relationship management. We work with banks, investment companies, relief agencies and other non-banking financial institutions, all round the world.
Global Markets is a major international dealer in financial markets currency - we''re one of the market leaders in Asian, Middle East and African currencies. With a network of 20 dealing rooms, we''re there for our customers 24 hours a day, helping them manage their financial risk in foreign exchange and interest rate markets. Our prominence is based on keen market intelligence, fast decision-making and in-depth knowledge of the products traded tailored to provide the financial solution for our clients'' needs.
As a WB graduate, you will be exposed to both parts of the business (both Client Relationships and Global Markets). As well as the core programmes that all Graduate Associates experience, your two-year development plan will include the following:
• Two four-week residential programmes (The Academic Programme) in which you will learn about: an overview of the WB businesses, how they work to achieve WB strategy and targets, fundamental and advanced product training. The programmes are supplemented by eLearning to maximise your learning.
• A number of rotations likely to include Operations, Risk and Control and Relationship Management/Sales to give you broad exposure to how the business works.
• Involvement in key global projects for the Group.
The ability to develop and maintain relationships is critical for all our Graduate Associates, and the Wholesale Bank is no exception. We need Graduates who are passionate about the success of our customers and are constantly motivated and driven to provide solutions that make a difference to our customers businesses.
The Wholesale Bank is a truly global business and as well as managing relationships with our customers, you must be able to foster strong working relationships with your colleagues, who may well sit in another part of the world.
You need to be comfortable with numbers and relish the challenge of dealing with complex issues. Able to think on your feet, you''re someone with a strong desire to win.
You''ll also need the skills to present your findings in a clear, logical and persuasive way.
Group Technology & Operation
Q – What have the Bank’s CEO and the Head of Strategy got in common?
A – They have both spent time in the Technology and Operations function
We are trying to encourage all of our junior leaders to do similarly. Technology and Operations are major strategic differentiators for Standard Chartered. Flexible technology systems enable us to extract more value quickly from our growing businesses and we achieve economies through scale and integrating operational activities.
Group Technology and Operations (GTO) is one of the few areas which spans right across the bank, uniquely interacting at all hierarchical levels, offering them a myriad of tools and services.
Joining GTO as a Graduate Associate can open up a range of diverse and exciting career options. Whether your aspirations are to develop state of the art software, reengineering/automating processes in a BPO environment, leading a large operational unit or even a subtle blend of the three - GTO is the place for you!
Group Operation
Tens of thousands of transactions take place every day at one of the 50+ Standard Chartered locations. Group Operations is there to ensure that it’s concluded accurately, quickly and securely.
Group Operations comprises of approximately 8,000 professionals partnering closely with our two key business units – Consumer and Wholesale Banking. We have three large processing centres situated in Malaysia, India and Ghana and onshore locations mirroring our business across the globe. You could start your Operations career in any one of these processing units or be part of a process re-engineering project team.
As a Graduate Associate in Operations degree subject is not important to us but we are looking for individuals with lots of drive, creative problem solving, customer orientation and bags of enthusiasm!